Credit Matters – The credit game is a tricky one, no matter where you live. If you have zero credit, which tends to happen to immigrants or young adults fresh out of school, you are entering the credit market with zero marks against you but also zero for you. This means that while you don’t … Read more

A Brief Guide to Buying Your First Home – Buying a home is a big decision, and as a first-time home buyer, you will find that the buying process is much different than renting. Not only do you have to get qualified and approved for a loan, but you also need to learn about home … Read more

Mortgage Lender – Buying a home is like getting married. There is a long-term commitment and a lot of money involved, and as such, it’s not something you should enter lightly. The same goes for your mortgage lender, who will be the gatekeeper of that money, and who has the power to make your home-buying … Read more

3 Mortgage Mistakes You Can’t Afford – When buying a new home, there are many precautions you need to take to ensure that you buy a solid and sturdy home, don’t get in over your head, and so that you are as happy in 30 years as you will be today. This is especially true … Read more

Put a headlock on home mortgages with these Top 10 Tips For Finding the Best Mortgage Deals Whether a fixer-upper or a McMansion, purchasing a home is the most significant life expense Canadian families will ever make. And since most families will need some home financing, navigating the mortgage process and terminology is an absolute … Read more

Low Canadian Interest Rates – In Canada, interest rates tend to mirror those of their North American counterparts, the United States. As government bonds in both countries have reached similar interest rates, it’s fair to say that the regions with the lowest rates in Canada have much more to do with banks than actual geography. Throughout most … Read more

To find the best places to live in Canada, you need to measure both the prospects for finding work, the cost of living, and the affordability of housing. Sure, weather matters, as do schools, culture, and leisure activities, but let’s be honest, if you can’t afford to pay the bills, nothing else matters. 5 Best … Read more

5 Tips for Paying Your Mortgage Faster – Buying a home is a dream come true for many, a plan which happens to be interrupted by a vicious span of 30 years of high monthly payments. Though having a fixed rate is a great way to keep the pain manageable, who wouldn’t want to pay … Read more

Canadian Mortgage Rates Today – Industry and bank experts are unanimous in their predictions for 2012 Canadian mortgage rates – they will increase! What is the reason for an increase in rates? Over the past two years, the Canadian economy has been relatively stable, despite the economic downturn in the US. However, with the financial … Read more

Avoid Paying Realtor Fees – As great as having a Realtor on your side to help you sell your home, the reality is that in today’s housing marking, many homeowners cannot afford to pay the high cost of Realtor commissions, which average between 3-6% of the total sale. To sell a $200,000 home in Canada, … Read more